American Financial Network, Inc.
460 E Plumb Ln, Unit B, Reno NV 89502
Phone: (775) 813-9911
Email: [email protected]
Website: https://www.mortgageinsiders.io
Last Updated: August 19, 2026
These Terms of Service ("Terms") govern your access to and use of the website, products, services, and communications offered by the business identified at the top of this page ("we," "us," or "our"). By visiting our website, submitting a form, purchasing a product or service, or opting in to receive communications from us, you agree to be bound by these Terms and by our Privacy Policy.
If you do not agree to these Terms, please do not use our website or services.
You must be at least 18 years of age, or the age of majority in your jurisdiction, to use our services, enter into agreements with us, or consent to receive communications from us. By using our services you represent that you meet this requirement and that any information you provide is accurate and belongs to you.
We provide the products and services described on our website. Descriptions, pricing, availability, and specifications may change at any time without notice. We reserve the right to modify, suspend, or discontinue any part of our services, and to refuse service to anyone for any lawful reason.
Any quote, estimate, or proposal we provide is subject to the terms stated in that document. Where a separate written agreement exists between you and us, that agreement controls to the extent it conflicts with these Terms.
These SMS terms apply to any mobile phone number you provide to us and to the text messages we send you.
By providing your mobile phone number and agreeing to receive text messages, you consent to receive messages from us. Depending on how you opted in, these may include appointment reminders and confirmations, order and service updates, customer support replies, account and billing notices, and promotional offers or announcements.
You may opt in by submitting a form on our website with the messaging consent box selected, by texting a keyword to our number, by signing a written consent form, or by providing your number to us directly and agreeing to receive messages. Consent to receive marketing text messages is not a condition of purchasing any goods or services. You represent that you are the subscriber of, or the customary user with authority over, the mobile number you provide, and you agree to notify us if that number is reassigned or no longer belongs to you.
Message frequency varies based on your interaction with us and the type of messages you have opted in to receive.
Message and data rates may apply. Your mobile carrier's standard messaging and data rates apply to every message sent and received. We are not responsible for any charges imposed by your carrier.
You can cancel text messages at any time by replying STOP to any message you receive from us. After you send STOP, we will send you one confirmation message to acknowledge the request, and you will no longer receive text messages from us. If you want to rejoin, sign up as you did the first time and we will resume sending messages.
Reply HELP to any message for assistance, or contact us using the business details shown at the top and bottom of this page.
Carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your mobile carrier and is not guaranteed. We are not responsible for messages that are delayed, undelivered, or not received due to carrier issues, device settings, network conditions, or an inaccurate number.
No mobile information will be sold, rented, shared, or otherwise disclosed to third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent are not shared with any third parties. Information may be shared with subcontractors and service providers only in support of the services we provide to you. See our Privacy Policy for full details on how we handle your information.
When using our website or communicating with us, you agree not to:
We may suspend or terminate your access to our website or services if we believe you have violated these Terms.
Where our services involve scheduled appointments, you agree to provide accurate contact information and to notify us in advance if you need to reschedule or cancel. Cancellation, rescheduling, deposit, and no-show policies, where applicable, will be communicated to you at the time of booking or in a separate written agreement.
Where our services involve payment, you agree to pay all fees at the prices in effect when the charge is incurred, plus any applicable taxes. Payments are processed by a third-party payment processor and are subject to that processor's terms. Refund and cancellation terms, where applicable, are provided at the time of purchase or in a separate written agreement.
All content on our website, including text, graphics, logos, images, video, page layouts, and software, is our property or the property of our licensors and is protected by copyright, trademark, and other intellectual property laws. You may view and print content for your own personal, non-commercial use. You may not reproduce, distribute, modify, publicly display, or create derivative works from our content without our prior written permission.
Any feedback, suggestions, or ideas you send us regarding our products or services may be used by us without restriction or obligation to you.
Our website may link to or integrate with websites and services operated by third parties. We do not control and are not responsible for the content, products, services, availability, or privacy practices of those third parties. Accessing them is at your own risk and subject to their terms.
OUR WEBSITE, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT OUR WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT ANY DEFECTS WILL BE CORRECTED.
Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.
TO THE FULLEST EXTENT PERMITTED BY LAW, WE AND OUR OWNERS, OFFICERS, EMPLOYEES, AGENTS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE OUR WEBSITE, PRODUCTS, SERVICES, OR COMMUNICATIONS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR OUR SERVICES WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED U.S. DOLLARS ($100).
Some jurisdictions do not allow the limitation or exclusion of liability for certain damages, so some of the above may not apply to you.
You agree to indemnify, defend, and hold harmless us and our owners, officers, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or related to your violation of these Terms, your misuse of our website or services, your violation of any law, or your violation of the rights of any third party.
Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review it to understand how we collect, use, and protect your information.
We may revise these Terms at any time. When we do, we will update the "Last Updated" date at the top of this page. Changes take effect when posted. Your continued use of our website or services after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.
We may suspend or terminate your access to our website or services at any time, with or without notice, for any lawful reason, including a violation of these Terms. Sections relating to intellectual property, disclaimers, limitation of liability, indemnification, and governing law survive termination.
These Terms are governed by the laws of the state in which we are organized and maintain our principal place of business, without regard to its conflict-of-law principles. You agree that any dispute arising out of or relating to these Terms or our services will be brought exclusively in the state or federal courts located in that jurisdiction, and you consent to the personal jurisdiction of those courts.
Before filing any claim, you agree to first contact us and attempt in good faith to resolve the dispute informally.
Questions about these Terms of Service can be directed to us using the business details shown below:
By using our website and services, you acknowledge that you have read and agree to these Terms of Service and our Privacy Policy.
460 E Plumb Ln, Unit B, Reno NV 89502
Phone: (775) 813-9911
Email: [email protected]
Website: https://www.mortgageinsiders.io
Last Updated: August 19, 2026